:root{
    --navy:#14224F;
    --navy-900:#0B1430;
    --panel:#182a5e;
    --azure:#1E8AE6;
    --azure-bright:#4DA6FF;
    --azure-soft:rgba(30,138,230,.12);
    --paper:#F4F6FB;
    --paper-2:#EAEFF8;
    --ink:#111E45;
    --line:#E1E6F1;
    --muted:#5C6A8C;
    --muted-d:#9DB0D8;
    --white:#FFFFFF;

    --display:"Bricolage Grotesque",system-ui,sans-serif;
    --body:"Hanken Grotesk",system-ui,sans-serif;
    --mono:"Space Mono",ui-monospace,monospace;

    --maxw:1180px;
    --r:16px;
    --shadow:0 26px 60px -28px rgba(11,20,48,.5);
    --shadow-sm:0 12px 30px -18px rgba(11,20,48,.45);
    --glow:0 14px 40px -12px rgba(30,138,230,.5);
    --gut:clamp(16px,4vw,24px);
  }
  *{box-sizing:border-box}
  html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
  html,body{overflow-x:hidden;max-width:100%}
  body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--body);font-size:clamp(15.5px,1.4vw,17px);line-height:1.55;-webkit-font-smoothing:antialiased}
  a{color:inherit;text-decoration:none}
  img{max-width:100%;display:block}
  .wrap{max-width:var(--maxw);margin:0 auto;padding:0 var(--gut)}

  h1,h2,h3{font-family:var(--display);font-weight:800;line-height:1;letter-spacing:-.03em;margin:0;text-wrap:balance}
  .eyebrow{font-family:var(--mono);font-size:12px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--azure);display:inline-flex;align-items:center;gap:9px}
  .eyebrow::before{content:"//";color:var(--azure);font-weight:700;letter-spacing:0}
  .lead{color:var(--muted);font-size:clamp(16px,1.6vw,18.5px);max-width:52ch;text-wrap:pretty}

  .btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:var(--body);font-weight:600;font-size:15.5px;padding:14px 24px;border-radius:12px;border:1.5px solid transparent;cursor:pointer;transition:transform .16s ease,box-shadow .22s ease,background .2s ease,border-color .2s,color .2s;white-space:nowrap;min-height:48px}
  .btn:focus-visible{outline:3px solid var(--azure-bright);outline-offset:2px}
  .btn-primary{background:var(--azure);color:#fff;box-shadow:var(--glow)}
  .btn-primary:hover{transform:translateY(-2px);background:#2f97f0;box-shadow:0 18px 46px -12px rgba(30,138,230,.65)}
  .btn-ghost{background:transparent;color:var(--ink);border-color:var(--line)}
  .btn-ghost:hover{border-color:var(--azure);color:var(--azure);transform:translateY(-2px)}
  .btn-line-dark{background:rgba(255,255,255,.04);color:#fff;border-color:rgba(255,255,255,.28)}
  .btn-line-dark:hover{border-color:#fff;background:rgba(255,255,255,.1);transform:translateY(-2px)}
  .btn-on-dark{background:#fff;color:var(--navy)}
  .btn-on-dark:hover{transform:translateY(-2px);background:#eaf3ff}
  .arrow{transition:transform .2s ease}
  .btn:hover .arrow{transform:translateX(3px)}

  /* ============== HEADER ============== */
  .topbar{background:var(--navy-900);color:#aebbdb;font-family:var(--mono);font-size:12px;border-bottom:2px solid var(--azure)}
  .topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:14px;min-height:36px}
  .topbar a:hover{color:#fff}
  .topbar .dot{color:var(--azure)}
  .topbar .right{display:flex;gap:18px;align-items:center}

  header.nav{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
  .nav-main .wrap{display:flex;align-items:center;gap:20px;min-height:70px}
  .brand{display:flex;align-items:center;flex:0 0 auto}
  .brand-logo{height:44px;width:auto}
  .brand-badge{background:#0B0F1C;border-radius:13px;padding:10px 16px;display:flex;align-items:center;box-shadow:0 8px 22px -12px rgba(11,15,28,.7);border:1px solid rgba(30,138,230,.35);transition:.2s}
  .brand:hover .brand-badge{box-shadow:0 10px 26px -10px rgba(30,138,230,.55);border-color:rgba(77,166,255,.5)}
  .brand-badge img{height:30px;width:auto}
  .nav-cta{margin-left:auto;display:flex;gap:12px;align-items:center}
  .nav-sub{border-top:1px solid var(--line);background:rgba(255,255,255,.6)}
  .nav-sub .wrap{display:flex;align-items:center;min-height:46px;gap:28px}
  .navlinks{display:flex;gap:28px;font-size:14.5px;font-weight:600;color:var(--ink);font-family:var(--body)}
  .navlinks a{position:relative;padding:4px 0;color:#2c3a63;letter-spacing:.01em}
  .navlinks a::after{content:"";position:absolute;left:0;bottom:-2px;width:0;height:2px;background:var(--azure);transition:width .22s ease}
  .navlinks a:hover{color:var(--azure)}
  .navlinks a:hover::after{width:100%}
  .menu-btn{display:none;background:none;border:1.5px solid var(--line);border-radius:11px;padding:10px;cursor:pointer;margin-left:auto;min-height:44px;min-width:44px}
  .menu-btn span{display:block;width:20px;height:2px;background:var(--navy);margin:4px 0;transition:.25s}
  header.nav.open .menu-btn span:nth-child(1){transform:translateY(6px) rotate(45deg)}
  header.nav.open .menu-btn span:nth-child(2){opacity:0}
  header.nav.open .menu-btn span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
  .mobnav{display:none;background:#fff;border-top:1px solid var(--line)}
  .mobnav .wrap{flex-direction:column;align-items:stretch;padding-top:14px;padding-bottom:20px;gap:2px}
  .mobnav a.link{padding:14px 4px;font-weight:600;color:var(--ink);border-bottom:1px solid var(--line)}
  .mobnav .btn{margin-top:12px;width:100%}
  .mobnav .btn+.btn{margin-top:8px}
  header.nav.open .mobnav{display:block}

  /* ============== HERO ============== */
  .hero,.page-hero{position:relative;overflow:hidden;background:var(--navy-900);color:#fff}
  .hero::before,.page-hero::before{content:"";position:absolute;inset:-12%;pointer-events:none;background:radial-gradient(680px 460px at 85% -10%,rgba(30,138,230,.36),transparent 62%),radial-gradient(560px 420px at 4% 116%,rgba(30,138,230,.16),transparent 60%),radial-gradient(420px 320px at 60% 122%,rgba(77,166,255,.12),transparent 60%);animation:heroGlow 16s ease-in-out infinite alternate}
  .hero::after,.page-hero::after{content:"";position:absolute;inset:0;pointer-events:none;opacity:.6;background-image:radial-gradient(rgba(255,255,255,.06) 1px,transparent 1px),repeating-linear-gradient(118deg,rgba(30,138,230,.06) 0 1px,transparent 1px 30px);background-size:26px 26px,auto;mask:linear-gradient(180deg,#000,transparent 82%)}
  @keyframes heroGlow{from{transform:translate3d(0,0,0) scale(1)}to{transform:translate3d(-22px,12px,0) scale(1.06)}}
  .hero .wrap{position:relative;display:grid;grid-template-columns:1.06fr .94fr;gap:clamp(30px,5vw,56px);align-items:center;padding:clamp(46px,6.5vw,86px) var(--gut) clamp(44px,5.5vw,78px)}
  .hero h1,.page-hero h1{font-size:clamp(34px,5.2vw,60px);letter-spacing:-.03em}
  .hero h1 .pop,.page-hero h1 .pop{position:relative;color:var(--azure-bright);white-space:nowrap}
  .hero h1 .pop::after,.page-hero h1 .pop::after{content:"";position:absolute;left:0;right:0;bottom:.05em;height:.1em;background:var(--azure);border-radius:3px;transform:scaleX(0);transform-origin:left;animation:draw .7s .55s cubic-bezier(.6,0,.2,1) forwards}
  @keyframes draw{to{transform:scaleX(1)}}
  .hero .lead{color:#c4cfe8;margin:24px 0 0;font-size:clamp(16px,1.8vw,19px);max-width:46ch}
  .hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px}
  .trust{display:flex;gap:clamp(14px,3vw,24px);margin-top:34px;flex-wrap:wrap;font-family:var(--mono);font-size:12.5px;color:var(--muted-d)}
  .trust b{color:#fff;font-weight:700}
  .trust span{display:inline-flex;align-items:center;gap:8px}
  .trust span::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--azure)}

  /* instrument */
  .instrument{background:linear-gradient(180deg,var(--panel),#11214c);border:1px solid rgba(77,166,255,.22);border-radius:20px;padding:clamp(18px,3vw,26px);color:#dfe6f5;box-shadow:var(--shadow);position:relative;overflow:hidden;width:100%}
  .instrument::before{content:"";position:absolute;inset:0;opacity:.7;background:radial-gradient(440px 200px at 78% -10%,rgba(77,166,255,.28),transparent 60%)}
  .inst-head{display:flex;justify-content:space-between;align-items:center;gap:10px;position:relative}
  .inst-title{font-family:var(--mono);font-size:11.5px;letter-spacing:.18em;text-transform:uppercase;color:#a9bbe2}
  .live{display:inline-flex;align-items:center;gap:7px;font-family:var(--mono);font-size:11px;color:#7fe6b5;white-space:nowrap}
  .live i{width:8px;height:8px;border-radius:50%;background:#36d98b;display:inline-block;animation:pulse 2s infinite}
  @keyframes pulse{0%{box-shadow:0 0 0 0 rgba(54,217,139,.6)}70%{box-shadow:0 0 0 9px rgba(54,217,139,0)}100%{box-shadow:0 0 0 0 rgba(54,217,139,0)}}
  .track{position:relative;margin:32px 2px 8px;height:62px}
  .rail{position:absolute;top:13px;left:6%;right:6%;height:3px;background:rgba(255,255,255,.13);border-radius:2px}
  .rail-fill{position:absolute;top:13px;left:6%;height:3px;width:0;background:linear-gradient(90deg,var(--azure),var(--azure-bright));border-radius:2px;transition:width 2.4s cubic-bezier(.6,0,.2,1)}
  .node{position:absolute;top:0;transform:translateX(-50%);text-align:center;width:76px}
  .node .pin{width:16px;height:16px;border-radius:50%;background:#2a3c6b;border:2px solid #45598c;margin:6px auto 0;transition:.4s}
  .node.on .pin{background:var(--azure);border-color:#fff;box-shadow:0 0 0 5px rgba(30,138,230,.22)}
  .node.done .pin{background:var(--azure-bright);border-color:#fff;box-shadow:0 0 0 5px rgba(77,166,255,.28)}
  .node label{display:block;font-family:var(--mono);font-size:10.5px;color:#a9bbe2;margin-top:9px;text-transform:uppercase}
  .node.n1{left:6%}.node.n2{left:50%}.node.n3{left:94%}
  .token{position:absolute;top:5px;left:6%;width:30px;height:30px;border-radius:9px;background:linear-gradient(135deg,#fff,#cfe6ff);transform:translate(-50%,-2px);display:grid;place-items:center;color:var(--navy);font-weight:700;font-family:var(--mono);font-size:13px;box-shadow:0 8px 18px -6px rgba(0,0,0,.5);transition:left 2.4s cubic-bezier(.6,0,.2,1)}
  .readout{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:24px;position:relative}
  .ro{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:12px;padding:14px}
  .ro .k{font-family:var(--mono);font-size:10px;letter-spacing:.1em;text-transform:uppercase;color:#9db0d8}
  .ro .v{font-family:var(--display);font-weight:800;font-size:clamp(19px,2.4vw,23px);color:#fff;margin-top:4px;letter-spacing:-.02em}
  .ro .v small{font-family:var(--mono);font-size:11px;font-weight:400;color:var(--azure-bright)}
  .ro.full{grid-column:1/-1;display:flex;justify-content:space-between;align-items:center;gap:12px}
  .ro.full .v{font-size:clamp(15px,2vw,18px)}

  /* ============== MARQUEE (legible) ============== */
  .marquee{background:linear-gradient(90deg,var(--navy),var(--navy-900));color:#fff;border-top:1px solid rgba(255,255,255,.08);border-bottom:1px solid rgba(255,255,255,.08);overflow:hidden}
  .marquee .row{display:flex;align-items:center;white-space:nowrap;padding:17px 0}
  .marq-label{font-family:var(--mono);font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--azure-bright);padding:0 var(--gut);flex:0 0 auto}
  .track2{display:flex;gap:36px;animation:scroll 44s linear infinite;will-change:transform}
  .track2 span{font-family:var(--display);font-weight:600;font-size:17px;color:#e7edf9;flex:0 0 auto;display:inline-flex;align-items:center;gap:36px}
  .track2 span::after{content:"";width:6px;height:6px;border-radius:50%;background:var(--azure);opacity:.8}
  @keyframes scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
  .marquee:hover .track2{animation-play-state:paused}

  /* ============== SECTIONS ============== */
  .section{padding:clamp(58px,7.5vw,96px) 0}
  .sec-head{max-width:62ch}
  .sec-head.center{margin:0 auto;text-align:center}
  .sec-head h2{font-size:clamp(28px,4.4vw,52px);margin:16px 0 0}
  .sec-head .lead{margin-top:18px}
  .sec-head.center .lead{margin-left:auto;margin-right:auto}

  .stats{background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
  .stats .grid{display:grid;grid-template-columns:repeat(4,1fr)}
  .stat{padding:clamp(28px,3.6vw,42px) clamp(16px,2vw,30px);border-right:1px solid var(--line)}
  .stat:last-child{border-right:none}
  .stat .num{font-family:var(--display);font-weight:800;font-size:clamp(30px,4vw,52px);letter-spacing:-.03em;line-height:.95}
  .stat .num .u{color:var(--azure)}
  .stat .lbl{font-family:var(--mono);font-size:11.5px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-top:12px}

  .partner{background:var(--paper)}
  .cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:clamp(34px,4vw,48px)}
  .card{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:clamp(20px,2.4vw,28px);transition:transform .2s ease,box-shadow .2s ease,border-color .2s;position:relative;overflow:hidden}
  .card::before{content:"";position:absolute;left:0;top:0;height:3px;width:0;background:var(--azure);transition:width .3s ease}
  .card:hover{transform:translateY(-5px);box-shadow:var(--shadow-sm);border-color:#bdcdeb}
  .card:hover::before{width:100%}
  .card .ic{width:46px;height:46px;border-radius:12px;background:var(--azure-soft);display:grid;place-items:center;margin-bottom:18px;color:var(--azure);font-size:21px}
  .card h3{font-size:20px;letter-spacing:-.02em}
  .card p{margin:10px 0 0;color:var(--muted);font-size:15.5px;line-height:1.5}
  .partner-cta{margin-top:clamp(30px,4vw,44px);display:flex;gap:14px;flex-wrap:wrap;align-items:center}
  .partner-cta .note{font-family:var(--mono);font-size:12.5px;color:var(--muted)}

  /* industries grid */
  .industries{background:var(--white)}
  .ind-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:clamp(30px,4vw,42px)}
  .chip{display:flex;align-items:center;gap:11px;padding:15px 16px;border:1px solid var(--line);border-radius:12px;background:var(--paper);font-weight:600;font-size:15px;transition:.2s}
  .chip:hover{background:#fff;border-color:var(--azure);transform:translateY(-3px);box-shadow:var(--shadow-sm)}
  .chip i{width:9px;height:9px;border-radius:3px;background:var(--azure);flex:0 0 auto;transform:rotate(45deg)}
  .ind-note{margin-top:20px;font-family:var(--mono);font-size:12.5px;color:var(--muted)}

  .process{background:var(--navy);color:#e6ecf9}
  .process .eyebrow,.process .eyebrow::before{color:var(--azure-bright)}
  .process .sec-head h2{color:#fff}
  .process .lead{color:#aebcdc}
  .steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:clamp(36px,4vw,52px)}
  .step{position:relative;padding:clamp(22px,2.6vw,30px) clamp(20px,2.4vw,26px);border:1px solid rgba(255,255,255,.12);border-radius:var(--r);background:rgba(255,255,255,.04)}
  .step .no{font-family:var(--mono);font-size:12.5px;color:var(--azure-bright);letter-spacing:.06em}
  .step h3{color:#fff;font-size:22px;margin:16px 0 0;letter-spacing:-.02em}
  .step p{color:#aebcdc;margin:11px 0 0;font-size:15.5px}
  .step .bar{height:3px;width:42px;background:var(--azure);border-radius:2px;margin-top:20px}
  .step.fund .bar{width:100%;background:var(--azure-bright)}

  /* reviews */
  .reviews{background:var(--white)}
  .elfsight-widget{margin-top:clamp(30px,4vw,44px);min-height:140px}

  /* blog */
  .blog{background:var(--paper)}
  .posts{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:clamp(34px,4vw,48px)}
  .post{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column;transition:transform .2s ease,box-shadow .2s ease,border-color .2s}
  .post:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:#bdcdeb}
  .post-cover{position:relative;aspect-ratio:16/9;overflow:hidden}
  .post-cover svg{width:100%;height:100%;display:block;transition:transform .4s ease}
  .post:hover .post-cover svg{transform:scale(1.06)}
  .post-cat{position:absolute;left:14px;top:14px;font-family:var(--mono);font-size:10.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#fff;background:rgba(11,20,48,.55);border:1px solid rgba(255,255,255,.25);backdrop-filter:blur(4px);padding:6px 10px;border-radius:8px}
  .post-body{padding:22px 22px 24px;display:flex;flex-direction:column;flex:1}
  .post-meta{font-family:var(--mono);font-size:11.5px;color:var(--muted);letter-spacing:.04em}
  .post h3{font-size:20px;margin:10px 0 0;letter-spacing:-.02em}
  .post p{color:var(--muted);font-size:15px;margin:10px 0 0;line-height:1.5}
  .post .read{margin-top:16px;font-weight:600;color:var(--azure);font-size:14.5px;display:inline-flex;align-items:center;gap:7px}
  .post:hover .read .arrow{transform:translateX(4px)}
  .blog-cta{margin-top:clamp(28px,4vw,40px);text-align:center}

  /* merchant */
  .merchant .wrap{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,5vw,56px);align-items:center}
  .merchant h2{font-size:clamp(28px,4vw,46px);margin-top:16px}
  .qual{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:8px;box-shadow:var(--shadow-sm)}
  .qual .qhead{font-family:var(--mono);font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);padding:20px 22px 8px}
  .qrow{display:flex;align-items:center;gap:18px;padding:18px 22px;border-top:1px solid var(--line)}
  .qrow:first-of-type{border-top:none}
  .qrow .qn{font-family:var(--display);font-weight:800;font-size:clamp(22px,2.8vw,28px);color:var(--azure);min-width:84px;letter-spacing:-.03em}
  .qrow .qt b{display:block;font-weight:600}
  .qrow .qt small{color:var(--muted);font-size:13.5px}
  .merchant-cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}

  /* faq */
  .faq{background:var(--white)}
  .faq-list{max-width:820px;margin:clamp(30px,4vw,44px) auto 0;display:flex;flex-direction:column;gap:12px}
  .qa{border:1px solid var(--line);border-radius:13px;background:var(--paper);overflow:hidden;transition:border-color .2s}
  .qa[open]{border-color:#bdcdeb;background:#fff}
  .qa summary{list-style:none;cursor:pointer;padding:18px 20px;font-family:var(--display);font-weight:700;font-size:17px;letter-spacing:-.01em;display:flex;justify-content:space-between;align-items:center;gap:16px}
  .qa summary::-webkit-details-marker{display:none}
  .qa summary .pm{flex:0 0 auto;width:24px;height:24px;border-radius:7px;background:var(--azure-soft);color:var(--azure);display:grid;place-items:center;font-family:var(--body);font-weight:700;transition:.2s}
  .qa[open] summary .pm{background:var(--azure);color:#fff;transform:rotate(45deg)}
  .qa .ans{padding:0 20px 20px;color:var(--muted);font-size:15.5px;line-height:1.55}

  .band{background:linear-gradient(120deg,var(--azure) -10%,var(--navy) 62%);color:#fff;position:relative;overflow:hidden}
  .band::before{content:"";position:absolute;right:-70px;top:-70px;width:360px;height:360px;border-radius:50%;background:rgba(255,255,255,.08)}
  .band::after{content:"";position:absolute;left:8%;bottom:-120px;width:300px;height:300px;border-radius:50%;background:rgba(77,166,255,.25)}
  .band .wrap{position:relative;display:flex;justify-content:space-between;align-items:center;gap:38px;flex-wrap:wrap;padding:clamp(46px,6.5vw,72px) var(--gut)}
  .band h2{font-size:clamp(28px,4.4vw,50px);max-width:17ch}
  .band p{color:#dbe9ff;margin:16px 0 0;max-width:40ch}
  .band-actions{display:flex;flex-direction:column;gap:12px;align-items:flex-start}
  .band-actions .phone{font-family:var(--mono);font-size:13.5px;color:#dbe9ff}
  .band-actions .phone a{color:#fff;font-weight:700}

  footer{background:var(--navy-900);color:#9db0d8;padding:clamp(50px,6vw,68px) 0 30px;font-size:14.5px}
  .foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:clamp(28px,4vw,38px)}
  .foot-badge{background:#0B0F1C;border:1px solid rgba(30,138,230,.3);border-radius:13px;padding:12px 16px;display:inline-flex;margin-bottom:18px}
  .foot-logo{height:40px;width:auto;margin-bottom:18px}
  .foot-badge img{height:34px;width:auto}
  .foot-col h4{font-family:var(--mono);font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:#7385ad;margin:0 0 14px}
  .foot-col a{display:block;padding:5px 0;color:#c0cbe6}
  .foot-col a:hover{color:#fff}
  .foot-contact p{margin:7px 0;color:#c0cbe6}
  .socials{display:flex;gap:10px;margin-top:18px}
  .socials a{width:40px;height:40px;border-radius:11px;border:1px solid rgba(255,255,255,.16);display:grid;place-items:center;color:#c0cbe6;transition:.2s}
  .socials a svg{width:18px;height:18px;fill:currentColor}
  .socials a:hover{background:var(--azure);border-color:var(--azure);color:#fff;transform:translateY(-2px)}
  .disclaimer{border-top:1px solid rgba(255,255,255,.1);margin-top:42px;padding-top:26px;color:#7385ad;font-size:12.5px;line-height:1.65}
  .disclaimer .copy{margin-top:14px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px}
  .disclaimer .copy a{color:#9db0d8}

  .reveal{opacity:0;transform:translateY(20px);transition:opacity .6s ease,transform .6s ease}
  .reveal.in{opacity:1;transform:none}

  /* ============== RESPONSIVE ============== */
  @media(max-width:1024px){.navlinks{gap:20px}}
  @media(max-width:980px){
    .hero .wrap{grid-template-columns:1fr}
    .hero-copy{max-width:640px}
    .cards{grid-template-columns:repeat(2,1fr)}
    .ind-grid{grid-template-columns:repeat(3,1fr)}
    .steps{grid-template-columns:1fr}
    .posts{grid-template-columns:1fr 1fr}
    .merchant .wrap{grid-template-columns:1fr}
    .stats .grid{grid-template-columns:repeat(2,1fr)}
    .stat:nth-child(2){border-right:none}
    .stat:nth-child(1),.stat:nth-child(2){border-bottom:1px solid var(--line)}
    .foot-grid{grid-template-columns:1fr 1fr}
  }
  @media(max-width:760px){
    .nav-sub,.nav-cta{display:none}
    .menu-btn{display:block}
    .topbar .hidemob{display:none}
  }
  @media(max-width:640px){
    .cards{grid-template-columns:1fr}
    .ind-grid{grid-template-columns:repeat(2,1fr)}
    .posts{grid-template-columns:1fr}
    .band .wrap{flex-direction:column;align-items:flex-start}
    .band-actions{align-self:stretch}.band-actions .btn{width:100%}
    .foot-grid{grid-template-columns:1fr}
    .hero-ctas .btn,.merchant-cta .btn,.partner-cta .btn{width:100%}
    .partner-cta .note{text-align:center;width:100%}
    .hero h1 .pop{white-space:normal}
  }
  @media(max-width:460px){
    .stats .grid{grid-template-columns:1fr}
    .stat{border-right:none;border-bottom:1px solid var(--line)}
    .stat:last-child{border-bottom:none}
    .ind-grid{grid-template-columns:1fr}
    .readout{grid-template-columns:1fr}
    .ro.full{flex-direction:column;align-items:flex-start;gap:8px}
    .ro.full > div:last-child{text-align:left !important}
    .trust{flex-direction:column;gap:8px}
  }
  @media (prefers-reduced-motion:reduce){
    *{animation:none !important;transition:none !important;scroll-behavior:auto}
    .reveal{opacity:1;transform:none}
    .hero h1 .pop::after,.page-hero h1 .pop::after{transform:scaleX(1)}
    .rail-fill{width:88% !important}.token{left:94% !important}
  }

  /* ---- multi-page additions ---- */
  .navlinks a.active{color:var(--azure)}
  .navlinks a.active::after{width:100%}
  .steps.four{grid-template-columns:repeat(4,1fr)}
  .checklist{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:clamp(28px,4vw,40px)}
  .check{display:flex;gap:13px;align-items:flex-start;background:var(--white);border:1px solid var(--line);border-radius:13px;padding:16px 18px}
  .check .tick{flex:0 0 auto;width:26px;height:26px;border-radius:8px;background:var(--azure-soft);color:var(--azure);display:grid;place-items:center;font-weight:700}
  .check b{display:block;font-weight:600}
  .check small{color:var(--muted);font-size:13.5px}
  .lede-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
  @media(max-width:980px){.steps.four{grid-template-columns:1fr 1fr}}
  @media(max-width:640px){.steps.four{grid-template-columns:1fr}.checklist{grid-template-columns:1fr}}

  /* ---- article / legal / contact pages ---- */
  .wrap-narrow{max-width:760px;margin:0 auto;padding:0 var(--gut)}
  .article{padding:clamp(36px,5vw,64px) 0}
  .article .back{font-family:var(--mono);font-size:13px;color:var(--azure);display:inline-block;margin-bottom:18px}
  .article .back:hover{text-decoration:underline}
  .post-cat-inline{display:inline-block;font-family:var(--mono);font-size:10.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--azure);background:var(--azure-soft);padding:6px 10px;border-radius:8px;margin-bottom:16px}
  .article h1{font-size:clamp(30px,5vw,48px);letter-spacing:-.03em}
  .article-meta{font-family:var(--mono);font-size:12.5px;color:var(--muted);margin-top:16px}
  .article-cover{border-radius:var(--r);overflow:hidden;margin:28px 0 8px;border:1px solid var(--line)}
  .article-cover svg{width:100%;display:block}
  .article p{font-size:17px;line-height:1.7;color:#2a3550;margin:20px 0}
  .article h2{font-size:clamp(22px,3vw,30px);letter-spacing:-.02em;margin:34px 0 0}
  .article-cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:38px;padding-top:28px;border-top:1px solid var(--line)}
  .legal .legal-note{background:var(--azure-soft);border:1px solid rgba(30,138,230,.25);border-radius:12px;padding:14px 16px;font-family:var(--mono);font-size:12.5px;color:var(--ink);margin:22px 0}
  .legal p{font-size:15.5px;line-height:1.65;color:#37405c}
  .legal h2{font-size:20px;margin-top:30px}

  .contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(28px,4vw,46px);align-items:start}
  .contact-cards{display:flex;flex-direction:column;gap:12px}
  .cform{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:clamp(22px,3vw,30px);box-shadow:var(--shadow-sm)}
  .cform label{display:block;font-family:var(--mono);font-size:11.5px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-bottom:14px}
  .cform input,.cform select,.cform textarea{width:100%;margin-top:7px;padding:13px 14px;border:1.5px solid var(--line);border-radius:11px;font-family:var(--body);font-size:15.5px;color:var(--ink);background:var(--paper);transition:border-color .2s}
  .cform input:focus,.cform select:focus,.cform textarea:focus{outline:none;border-color:var(--azure)}
  .cform textarea{resize:vertical}
  .frow{display:grid;grid-template-columns:1fr 1fr;gap:14px}
  .form-note{font-family:var(--mono);font-size:11.5px;color:var(--muted);margin:14px 0 0;line-height:1.5}
  @media(max-width:860px){.contact-grid{grid-template-columns:1fr}}
  @media(max-width:560px){.frow{grid-template-columns:1fr}}

  /* ---- page-hero (interior pages) + disabled buttons ---- */
  .page-hero .wrap{position:relative;padding:clamp(54px,7vw,92px) var(--gut) clamp(46px,6vw,74px)}
  .page-hero-inner{max-width:780px}
  .page-hero .lead{color:#c4cfe8;margin-top:18px;font-size:clamp(16px,1.8vw,19px)}
  .page-hero .eyebrow,.page-hero .eyebrow::before{color:var(--azure-bright)}
  .page-hero .hero-ctas{margin-top:28px}
  .btn:disabled,.btn[disabled]{opacity:.5;cursor:not-allowed;box-shadow:none;transform:none}
  .btn:disabled:hover,.btn[disabled]:hover{transform:none;box-shadow:none;background:var(--azure)}